Investment Gyan
ETF vs Index Funds: Which One Should You Consider?
ETFs and index funds both track a market index, but they differ in how you buy them, what they cost and how easily you can exit. Here is how to decide
Insights
Notes on markets, money and method.
Research notes on mutual funds, asset allocation, insurance and personal finance from iCatalyst Capital, an AMFI-registered mutual fund distributor in Bengaluru.
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The Power of Boring Money: Why Unexciting Investments Often Outperform Trending Ones
The assets that get the most attention rarely deliver the best long-term returns. Fixed deposits, index funds and disciplined SIPs lack the glamour, but quietly do the compounding.
Investment Gyan
International Diversification: Why the 'Home Bias' Could Be Costing Indian Investors Lakhs
Most Indian investors hold almost everything in Indian assets. Here is what that concentration can cost, and the practical routes to adding global exp
Investment Gyan
Factor Investing for Regular Investors: Moving Beyond Basic Equity and Debt Allocations
Most portfolios stop at "equity for growth, debt for safety". Factor investing looks one level deeper, at the traits that help explain why some invest
Investment Gyan
Tactical vs Strategic Asset Allocation: Which Approach Actually Delivers Better Risk-Adjusted Returns?
Strategic and tactical asset allocation both aim to balance risk and reward, but they differ in how actively the portfolio is adjusted. Here is how to
Personal Finance Gyan
Stress-Testing Your Financial Plan: Is Your Strategy Ready for the Next Black Swan Event?
Rare, high-impact events test financial resilience like nothing else. Stress-testing puts your plan through tough scenarios so you can fix the weak sp
Personal Finance Gyan
Life Transitions and Your Money: Key Financial Moves at Every Life Stage
Marriage, children, a home, a career change, loss and retirement each reshape your finances. Here are the critical money moves to make during every ma
Personal Finance Gyan
15-Year vs 30-Year Home Loan: Which Tenure Is Right for You?
Loan tenure decides your EMI, your total interest cost and your financial flexibility. Here is a detailed comparison of 15-year and 30-year home loans
Personal Finance Gyan
Zero-Based Budgeting: How This Corporate Strategy Can Transform Your Personal Finances
Zero-based budgeting asks you to justify every rupee of income each month instead of adjusting last month's numbers. Here is how the corporate method
Personal Finance Gyan
The Only 3 Financial Ratios You Need to Evaluate Your Financial Health
Three ratios give you a clear picture of your financial health: the savings rate, the emergency fund ratio and the debt-to-income ratio. Here is how t