Research notes on mutual funds, asset allocation, insurance and personal finance from iCatalyst Capital, an AMFI-registered mutual fund distributor in Bengaluru.
ETFs and index funds both track a market index, but they differ in how you buy them, what they cost and how easily you can exit. Here is how to decide between them.
Most Indian investors hold almost everything in Indian assets. Here is what that concentration can cost, and the practical routes to adding global exp
Most portfolios stop at "equity for growth, debt for safety". Factor investing looks one level deeper, at the traits that help explain why some invest
Strategic and tactical asset allocation both aim to balance risk and reward, but they differ in how actively the portfolio is adjusted. Here is how to
Rare, high-impact events test financial resilience like nothing else. Stress-testing puts your plan through tough scenarios so you can fix the weak sp
Marriage, children, a home, a career change, loss and retirement each reshape your finances. Here are the critical money moves to make during every ma
Loan tenure decides your EMI, your total interest cost and your financial flexibility. Here is a detailed comparison of 15-year and 30-year home loans
Zero-based budgeting asks you to justify every rupee of income each month instead of adjusting last month's numbers. Here is how the corporate method
Three ratios give you a clear picture of your financial health: the savings rate, the emergency fund ratio and the debt-to-income ratio. Here is how t
Sectoral funds offer concentrated, liquid exposure to a single industry, while AIFs open up private market strategies to qualified investors. Here is
