Health and Life Insurance
Family Floater vs Individual Policy: Which One Is Better?
Family floater and individual health policies split coverage very differently. Here is how family size, age and health history should decide which one
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Health and Life Insurance
5 articles on health and life insurance from iCatalyst Capital.
Health and Life Insurance
Claim Settlement Ratio vs Incurred Claim Ratio: Both Matter When Buying an Insurance Policy
Claim Settlement Ratio and Incurred Claim Ratio measure two different things about an insurer. Reading them together tells you far more than either on
Health and Life Insurance
Super Top-Up Policies: The Mathematical Analysis of When They Make Financial Sense
A super top-up adds a second layer of health cover once your claims cross a deductible. Here is the arithmetic that decides whether one belongs in you
Health and Life Insurance
The Impact of Rising Healthcare Costs in India and How Health Insurance Can Help
Medical inflation in India is running well ahead of general inflation. Here is what is pushing costs up and how health cover shields a household from
Health and Life Insurance
How to Select the Most Suitable Term Insurance Policy as Per Your Needs
Term insurance is the purest form of life cover, yet most Indians who know about it do not own it. Here is how to size the cover, pick the term and co